Overdraft Service Opt In

You work hard for your money and you want it to work hard for you. At First County Bank we offer tools to help you avoid overdrafts and overdraft fees. We also offer solutions to provide you with the protection and coverage you need if an overdraft does occur. 

What is an overdraft?

An overdraft occurs when you do not have enough money in your account to cover a transaction you initiated, but we pay it anyway. Anyone can make a mistake and accidentally overdraft their account. You may forget to write down an ATM withdrawal or make a simple error in math when balancing your account. 

What we mean by consent or Opt In? 

You need to tell us if you want us to attempt to pay everyday ATM and debit card transactions when you may not have enough money in your account at the time of the transaction. 

How can I Opt In? 

You can use our secure online form to opt in for our Overdraft Service. Please click below to begin. 

If you have already opted in for our Overdraft Service and would like to opt out, you can use our secure online form to opt out. Please click below to begin.

You can also come into any of our 15 branch locations or call our CustomerFirst Contact Center at 203.462.4400. 

For more information about the First County Bank Overdraft Service, please read our Frequently Asked Questions section.