Certificate of DepositCD Rates
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Great Ways to Save
18 Month No Penalty CD
3.65%APY* 1
Must be opened in branch
3 Month CD
4.00%APY* 2
Must be opened in branch
New Money Only
2 1/2 Year IRA CD
3.00% APY* 3
Must be opened in branch
Visit one of our branches to open an account today and start saving!See complete disclosures for details on these CDs
First County Bank offers flexible term CDs to suit your individual investment needs.
Certificates of deposit include:
- Maturities from 60 days to 60 months
- Monthly interest earnings may be withdrawn at any time after crediting
- Special CD offers available (check in-branch or online)
- Tax-deferred options available
To open an account or for additional information, visit any of our conveniently located branches or contact our CustomerFirst Contact Center at 203.462.4400.
*Annual Percentage Yield (APY) offers are valid as of January 30, 2026, and may be withdrawn at any time without notice. A disclosure of the current interest rate and APY for these Certificates of Deposits (CDs) will be provided to you at account opening. The interest rate and APY are fixed for the term of the CD. The daily balance method is used to calculate interest on these accounts and applies a daily periodic rate to the principal balance in the account each day. APYs assume principal and interest remain on deposit until maturity. Any withdrawal will reduce earnings. Accounts automatically renew with a 5-day grace period. You may not make additional deposits into these accounts after opening.
1 18-Month CD: Minimum deposit to open and obtain the APY is $1,000. The term is eighteen (18) months. Interest is compounded and credited to the account monthly. You may not make a withdrawal of any kind during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account.
2 3-Month CD (New Money Only): Minimum deposit to open account and obtain the APY is $1,000. This APY is available for new money (funds not currently on deposit with the Bank). Subject to change without notice. The term is three (3) months. Interest is compounded and credited to the account monthly. A Penalty may be imposed at the rate paid for withdrawing any of the principal before maturity date and will reduce earnings. Fees could reduce earnings.
3 2 1/2 Year IRA CD: Minimum deposit to open account is $500. Interest will be compounded continuously and credited monthly. Withdrawal of principal prior to maturity is subject to penalty equal to twelve (12) months interest. A withdrawal of interest prior to maturity will reduce earnings. Consult a tax advisor regarding taxability of withdrawal of principal or interest.
To view complete account disclosure click here. For our Consumer Schedule of Charges click here.
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