Mortgage Loan Originators
For more information or to speak with a mortgage expert from our Residential Lending Department, please use the contact information below.

Dave Zamary
Senior Vice President
Residential Originations Manager,
NMLS #773343
117 Prospect Street,
Stamford, CT 06901
dzamary@firstcountybank.com
203-462-4330
203-214-8200
203-323-0187
David Zamary is a Senior Vice President, Residential Lending Manager, who has been with First County Bank for over 30 years. Dave has experience with all aspects of mortgage origination. He originates mortgage loans and works closely with real estate, builder and financial professionals throughout Connecticut. Dave specializes in residential purchase and refinance lending, and construction permanent lending. He is a well-known mortgage professional, who was the past President and Board Member of the Connecticut Mortgage Bankers Association. Zamary utilizes his extensive mortgage banking experience to guide borrowers through the loan process and recommend the best solutions for each customer.
- Over 35 years of experience in financial services primarily in mortgage financing
- Manages the Bank’s Residential Sales Department
- Focuses on helping all homebuyers including first time home buyers, refinance borrowers and construction permanent lending
- His previous experience includes senior positions with several Connecticut banks and mortgage companies
EXPERTISE
- Residential Lending
- Refinance Lending
- Luxury Residential Lending
- First-time Homebuyer
- Construction Permanent Lending
- Loan Origination
PROFESSIONAL AFFILIATIONS
- Connecticut Mortgage Bankers Association – Past President, Board Member, and Chairman of the Production/Secondary Marketing Committee
- Featured in the National Mortgage Professional Magazine – View Article
COMMUNITY INVOLVEMENT
- Knights of Columbus – Member
- St. Mary’s, Milford, CT – Food Pantry Volunteer
EDUCATION
- Fairfield University, B.A., Economics
- University of New Haven, MBA
PERSONAL
David and his wife live in Milford. They have two grown children. He enjoys biking and jogging with his canine Boxer buddy named Chance.

Justyna Nurczyk
Assistant Vice President
Mortgage Loan Originator,
NMLS #773376
117 Prospect Street,
Stamford, CT 06901
jnurczyk@firstcountybank.com
203-554-2113
203-462-4462
Justyna Nurczyk is an Assistant Vice President and Mortgage Loan Originator of the First County Bank, who has over 15 years of experience with all aspects of mortgage origination. She originates mortgage loans and works closely with real estate, financial and building professionals throughout Connecticut. Justyna helps guide borrowers through the loan process and recommends the best solutions for each customer.
- Provides consultative mortgage lending services customized for each customer’s need
- Focuses on helping all homebuyers including first time home buyers, refinance borrowers and construction permanent lending
- Establishes and cultivates relationships with community, industry and professional contacts
- Committed to helping consumers and businesses select the best solutions for their banking and financial services needs
EXPERTISE
- Mortgage Loan Origination
- Home Equity Lending
- Relationship Management
COMMUNITY INVOLVEMENT
- Polish Saturday School
HONORS & RECOGNITION
- First County Bank Star Employee Award
EDUCATION
- Sacred Heart University, Fairfield, CT, Bachelor Degree in Accounting
- Norwalk Community College, Norwalk, CT, Associates Degree in Accounting
- University of Bialystok, Poland, Associates Degree in Economy
PERSONAL
Justyna lives in Wilton. She is active in the Polish community and enjoys spending time with her family.

Brian Kinahan
Mortgage Loan Originator
NMLS #150991
1042 High Ridge Road,
Stamford, CT 06905
bkinahan@firstcountybank.com
203-274-1499
203-968-1908
Brian Kinahan is a Mortgage Loan Originator, Residential Lending, at First County Bank who has over 11 years of experience with all aspects of mortgage origination. He originates mortgage loans and works closely with real estate, financial and building professionals throughout Connecticut. Brian helps guide borrowers through the loan process and recommends the best solutions for each customer.
- Experienced in mortgage finance and business origination
- Focuses on helping first time homebuyers and educating borrowers
- Provides consultative mortgage lending for purchase and refinance borrowers
- Previous experience was most recently as a mortgage banker in Darien, CT and prior positions with national banks and mortgage companies
EXPERTISE
- Residential Lending
- Loan Origination
- New Business Development
- Construction Lending
COMMUNITY INVOLVEMENT
- Stamford Youth Hockey – Volunteer coach
EDUCATION
- Nichols College, Dudley, MA – B.A. Communications with English minor
PERSONAL
Brian is a lifelong resident of Stamford where he resides with his wife and three children.

Elizabeth Brucker
Mortgage Loan Originator
NMLS #58191
660 Main Avenue,
Norwalk, CT 06851
ebrucker@firstcountybank.com
203-554-6636
203-858-7622
203-849-3118
Elizabeth “Beth” Brucker is a Mortgage Loan Originator, Residential Lending, at First County Bank who entered the residential mortgage business in 2002. Beth has experience with all aspects of mortgage origination. She originates mortgage loans and works closely with real estate, builder and financial professionals throughout Connecticut. Beth specializes in both luxury home lending and first-time home buyers. She is a well-known local mortgage professional who utilizes her extensive financial and marketing background to meet the specific needs and goals of each mortgage customer. Beth helps guide borrowers through the loan process and recommends the best solutions for each customer.
- Over 15 years of experience in mortgage finance and origination
- Focuses on helping first- time homebuyers and luxury home borrowers
- Provides consultative mortgage lending for purchase and refinance borrowers
- Prior experiences were as a mortgage lender and originator
- Previous marketing positions include one of the top 20 IT companies on The Fortune 500 where she held positions as international pricing manager for their Latin America Markets including Mexico and marketing director for the Northeast US Markets
EXPERTISE
- Residential Lending
- Luxury Residential Lending
- First-time Home Buyer
- Loan Origination
- New Business Development
COMMUNITY INVOLVEMENT
- The Westport Rotary Club – Social Chair, Newsletter Editor, Lobster Fest Member
- The Rotary Means Business – Social Chair
- American Heart Association, CT, NY – Advisory Board Member
- International Society of Lower Fairfield – Member
EDUCATION
- Fairfield University – B.S. Finance & Management
PERSONAL
Beth and her family reside in Wilton, CT. She enjoys being active with volunteering in the community.

Jennifer Scheffer, CDLP
Mortgage Loan Originator
Jennifer Scheffer is a Mortgage Loan Officer at First County Bank and has over 22 years of experience in residential lending. Prior to joining First County Bank, Jennifer has worked as a Private Mortgage Banker, Divorce Coach and Real Estate Underwriter for both commercial and residential transactions. Specializing in residential lending to the divorce market, Jennifer works with every type of homebuyer from those experiencing it for the first-time as well as those purchasing second homes, upsizing or downsizing. Jennifer is dedicated to supporting her clients through all steps of the process. A Certified Divorce Lending Professional, Jennifer is a critical member of the divorce team, lending her experience and expertise to navigate the intricacies of home financing before, during and after divorce.
- Over two decades of mortgage financing and origination experience
- Provides consultative mortgage lending services customized for the specific needs of her clients
- Focused on all residential lending segments – first time home buyers, divorcees, and seasoned homeowners – for purchases and refinances
- Divorce specific process and lending expertise
- Over 35 years in the financial services industry in both Commercial and Residential Real Estate
EXPERTISE
- Residential Lending
- Refinance Lending
- Loan Origination
- First Time Home Buyer
PROFESSIONAL AFFILIATIONS
- National Divorce Lending Association
- National Associations of Divorced Professionals
COMMUNITY INVOLVEMENT
- Bridgeport Regional Business Council – Member
EDUCATION
- Ithaca College – B.A. Sociology
PERSONAL
Jennifer lives in Fairfield and enjoys traveling, gardening and spending time outdoors especially at the beach.
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