Mortgage Loan Originators

For more information or to speak with a mortgage expert from our Residential Lending Department, please use the contact information below.

Dave Zamary

Senior Vice President

David Zamary is a Senior Vice President, Residential Lending Manager, who has been with First County Bank for over 30 years. Dave has experience with all aspects of mortgage origination. He originates mortgage loans and works closely with real estate, builder and financial professionals throughout Connecticut. Dave specializes in residential purchase and refinance lending, and construction permanent lending. He is a well-known mortgage professional, who was the past President and Board Member of the Connecticut Mortgage Bankers Association. Zamary utilizes his extensive mortgage banking experience to guide borrowers through the loan process and recommend the best solutions for each customer.

  • Over 35 years of experience in financial services primarily in mortgage financing
  • Manages the Bank’s Residential Sales Department
  • Focuses on helping all homebuyers including first time home buyers, refinance borrowers and construction permanent lending
  • His previous experience includes senior positions with several Connecticut banks and mortgage companies

EXPERTISE

  • Residential Lending
  • Refinance Lending
  • Luxury Residential Lending
  • First-time Homebuyer
  • Construction Permanent Lending
  • Loan Origination

PROFESSIONAL AFFILIATIONS

  • Connecticut Mortgage Bankers Association – Past President, Board Member, and Chairman of the Production/Secondary Marketing Committee
  • Featured in the National Mortgage Professional Magazine – View Article

COMMUNITY INVOLVEMENT

  • Knights of Columbus – Member
  • St. Mary’s, Milford, CT – Food Pantry Volunteer

EDUCATION

  • Fairfield University, B.A., Economics
  • University of New Haven, MBA

PERSONAL

David and his wife live in Milford. They have two grown children. He enjoys biking and jogging with his canine Boxer buddy named Chance.

Justyna Nurczyk

Assistant Vice President

Mortgage Loan Originator,
NMLS #773376
117 Prospect Street,
Stamford, CT 06901

jnurczyk@firstcountybank.com
203-554-2113
203-462-4462

Justyna Nurczyk is an Assistant Vice President and Mortgage Loan Originator of the First County Bank, who has over 15 years of experience with all aspects of mortgage origination. She originates mortgage loans and works closely with real estate, financial and building professionals throughout Connecticut. Justyna helps guide borrowers through the loan process and recommends the best solutions for each customer.

  • Provides consultative mortgage lending services customized for each customer’s need
  • Focuses on helping all homebuyers including first time home buyers, refinance borrowers and construction permanent lending
  • Establishes and cultivates relationships with community, industry and professional contacts
  • Committed to helping consumers and businesses select the best solutions for their banking and financial services needs

EXPERTISE

  • Mortgage Loan Origination
  • Home Equity Lending
  • Relationship Management

COMMUNITY INVOLVEMENT

  • Polish Saturday School

HONORS & RECOGNITION

  • First County Bank Star Employee Award

EDUCATION

  • Sacred Heart University, Fairfield, CT, Bachelor Degree in Accounting
  • Norwalk Community College, Norwalk, CT, Associates Degree in Accounting
  • University of Bialystok, Poland, Associates Degree in Economy

PERSONAL

Justyna lives in Wilton. She is active in the Polish community and enjoys spending time with her family.

Jennifer Scheffer is a Mortgage Loan Officer at First County Bank and has over 22 years of experience in residential lending. Prior to joining First County Bank, Jennifer has worked as a Private Mortgage Banker, Divorce Coach and Real Estate Underwriter for both commercial and residential transactions. Specializing in residential lending to the divorce market, Jennifer works with every type of homebuyer from those experiencing it for the first-time as well as those purchasing second homes, upsizing or downsizing. Jennifer is dedicated to supporting her clients through all steps of the process. A Certified Divorce Lending Professional, Jennifer is a critical member of the divorce team, lending her experience and expertise to navigate the intricacies of home financing before, during and after divorce.

  • Over two decades of mortgage financing and origination experience
  • Provides consultative mortgage lending services customized for the specific needs of her clients
  • Focused on all residential lending segments – divorcees, and seasoned homeowners – for purchases and refinances
  • Divorce specific process and lending expertise
  • Over 35 years in the financial services industry in both Commercial and Residential Real Estate

EXPERTISE

  • Residential Lending
  • Refinance Lending
  • Loan Origination
  • Certified Divorce Lending Professional

PROFESSIONAL AFFILIATIONS

  • Divorce Lending Association
  • National Association of Divorced Professionals
  • Connecticut Council for Non-Adversarial Divorce (CCND)
  • The Divorce Coalition

COMMUNITY INVOLVEMENT

  • Bridgeport Regional Business Council – Member

EDUCATION

  • Ithaca College – B.A. Sociology

PERSONAL

Jennifer lives in Fairfield and enjoys traveling, gardening and spending time outdoors especially at the beach.

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