Connect With Us

Reach out to one of our financial experts from our Business Banking Department. Please use the contact information below, email us at businessbanking@firstcountybank.com, or call 203-462-4855, Monday-Friday, 8:30 a.m.- 4:30 p.m.

Commercial Lending

Expertise in Relationship Management, Business Banking Solutions, Commercial Real Estate, Lending (Construction, Nonprofit, Small Business/SBA, Commercial), Equipment & Vehicle Financing

Richard Muskus Jr.

Senior Vice President / Chief Lending Officer

Richard A. Muskus Jr. Senior Vice President, Chief Lending Officer, Director of Business Banking & Residential Lending, joined First County Bank in 2022. He will lead business development, loan production, portfolio management, and administration for the bank. As a member of the Senior Management Team, he contributes to the overall strategic plan of the bank.

  • Over 30 years of experience in community banking and financial services
  • Held senior & executive management roles overseeing multiple business units
  • Manages lending strategies and initiatives in collaboration with Wealth Management, Retail and Cash Management divisions
  • Provides leadership and direction in the overall growth and risk management of the bank throughout the lending, business development and portfolio management functions

EDUCATION

  • Bentley University– Bachelor of Science, Accounting

COMMUNITY INVOLVEMENT

  • Town of Greenwich Department of Human Services Foundation-Treasurer
  • Transportation Association of Greenwich-Director Emeritus
  • Greenwich Scholarship Association-Fund Fiduciary
  • Joseph Pilsudski Society of Greenwich-President
  • Board of Trustees, Purchase College (SUNY) Foundation: Co-Chair Finance/Audit/Investment Committees

PERSONAL

Richard lives in Greenwich with his wife and three children. He enjoys traveling, sports and family.

EXPERTISE

  • Senior Management Leadership
  • Strategic & Capital Planning
  • Business Development
  • Commercial, Consumer & SBA Lending
  • Loan & Deposit Product Development
  • Operations & Administration Management

Richard Zaremski is a Senior Vice President and Commercial Lending Manager. He oversees commercial lending functions, including structuring commercial credits and developing solutions for new and existing commercial customers.

  • Over 25 years of experience in banking and financial services
  • Provides leadership and direction in the overall growth, development and risk management of the bank including sales, business development and portfolio management
  • Brings a breadth of experience in commercial lending, having formerly held senior positions originating, negotiating and closing commercial loans valued from $100,000 to $25 million
  • Originates and underwrites commercial loans including mortgage, time and term; portfolio management including ongoing reviews; modifications, workouts and liquidations
  • Provides complex commercial lending solutions through financing options such as temporary financing, permanent mortgages, lines and letters of credit

COMMUNITY INVOLVEMENT

  • Family and Children’s Agency, Stamford – Board of Directors
  • Mayor’s Small Business Council, City of Stamford – Member

EDUCATION

  • Fairfield University, B.A., English

PERSONAL

Rick lives in Norwalk and has three grown children. He enjoys golf, fishing and travel.

EXPERTISE

  • Commercial Lending
  • Construction to Permanent Finance
  • Commercial Real Estate
  • Business Development
  • Relationship Management

Bill Catanzaro is Vice President, Commercial Banking Officer and joined First County Bank in 2018. He is committed to helping businesses select the best solutions for their banking and financial goals. Catanzaro assists existing and prospective clients achieve greater success through flexible and creative financing solutions. Bill is a resident of Stamford and has developed an extensive business network in the community.

  • Over 20 years commercial real estate banking and lending experience; specific to Fairfield County, since 2001.
  • Helps customers build strong and profitable businesses through his commercial banking expertise
  • Provides commercial lending solutions through customized financing options such as temporary financing, construction financing, permanent mortgage and lines and letters of credit
  • Extensive lending and portfolio management experience with Commercial and Industrial (C&I) and Commercial Real Estate (CRE) loans which include the financing of over $1 billion across all asset classes and managing a $200 million portfolio

EDUCATION

  • Richmond, American International University, London, England — Master of Business Administration
  • New York University, New York, NY – Professional education courses
    Northeastern University, Boston, MA – Bachelor of Science, Business Administration

PROFESSIONAL MEMBERSHIP

  • Real Estate Finance Associate (REFA) – member
  • CT Real Estate Broker License

PERSONAL

Bill resides in Stamford with his two daughters. He enjoys spending time with his family as well as competing in sports and traveling internationally.

EXPERTISE

  • Business Banking Solutions
  • Commercial Lending
  • Commercial Real Estate
  • Relationship Management

John "Jack" Dowling

Vice President

Jack Dowling is a Vice President, Commercial Banker. Dowling joined First County Bank in 2011 and implements business development initiatives to attract new customer relationships and to build current client relationships. In conjunction with the business banking retail divisions, he generates new commercial and retail lending and deposit accounts, and expands existing account relationships.

  • Over 15 years of experience in the financial services industry
  • Helps customers build strong and profitable businesses through his extensive business banking expertise
  • Provides complex commercial lending solutions through financing options such as temporary financing, permanent mortgages, lines and letters of credit
  • Brings a breadth of experience in community banking, having formerly held senior positions managing portfolios of $80 million and deposits exceeding $100 million
  • His national banking experience includes managing a $150 million book of business spread across all asset classes
  • Committed to helping businesses select the best solutions for their banking and financial services needs

COMMUNITY INVOLVEMENT

  • Darien Fire Department – Line Firefighter and Treasurer

EDUCATION

  • Northeastern University, B.A. in Finance and Marketing
  • Series 7, 64 and 65 and Life and Health Licenses

PERSONAL

Jack lives in Stamford with his wife, and their two children. He enjoys competing in sports and traveling to new places with his family.

EXPERTISE

  • New Business Development
  • Business Banking
  • Commercial Lending
  • Relationship Managemen

Brad Lupinacci

Vice President

Brad Lupinacci is Vice President, Commercial Banking Officer and joined First County Bank in 2017. He is committed to helping businesses select the best solutions for their banking and financial goals. Lupinacci assists existing and prospective clients achieve greater success through flexible and creative financing solutions. Brad is a lifetime resident of Stamford and has developed an extensive business network in the community.

  • Commercial banking and lending experience in Fairfield County since 2004
  • Helps customers build strong and profitable businesses through his commercial banking expertise
  • Provides commercial lending solutions through various financing options Extensive lending and portfolio management experience with Commercial and Industrial (C&I), Small Business Administration (SBA) and Commercial Real Estate (CRE) loans

EDUCATION

  • Sacred Heart University, Bridgeport, CT – B.A., Business Administration

COMMUNITY SERVICE

  • Stamford Chamber of Commerce – Board Member (2020 Member of the Year recipient)
  • Stamford Exchange Club – Member
  • Stamford Historical Society – Board Member
  • Stamford Knights of Columbus – Member (3rd Degree)
  • The Umbrella Club – Member
  • Home Builders and Remodelers Association of Fairfield County – Member
  • Gravinese Mutual Aid Society – Board Member (Vice President)

PERSONAL

Brad resides in Stamford with his wife and two daughters. He enjoys spending time with his family as well as competing in sports and traveling.

EXPERTISE

  • Business Banking Solutions
  • Commercial Lending
  • Commercial Real Estate
  • Relationship Management
  • SBA Lending
  • Nonprofit Lending
  • Equipment & Vehicle Financing

Tripp Moore

Vice President

Tripp Moore is Vice President, Commercial Banking Officer and joined First County Bank in 2021. He is committed to generating, expanding, and managing customized commercial lending and deposit solutions for the Bank. Moore serves new and existing clients; structuring, and closing commercial loans and identifying additional First County Bank products and services that suit their particular needs.

  • Over 20 years of experience in commercial banking and financial services.
  • Helps customers build strong and profitable businesses through a consultative and team-based approach.
  • Provides customized commercial lending and business banking solutions specific to client’s needs.
  • Expertise in structuring Commercial Real Estate (CRE) loans across all asset classes and well as Commercial and Industrial (C&I) loans.

EDUCATION

  • Boston College, Carroll Graduate School of Management – M.B.A. in Finance
  • University of Michigan– Bachelor of Arts, English

COMMUNITY INVOLVEMENT

  • Rotary Club of Greenwich
  • Stamford Downtown Special Services District

PERSONAL

Tripp lives in Greenwich and is a father of two children. He enjoys scuba diving, skiing, travel, and literature.

EXPERTISE

  • Commercial Lending
  • Construction Financing
  • Commercial Real Estate
  • Business Banking Solutions
  • Commercial & Industrial Lending
  • Relationship Management

Robert O’Brien

Vice President

Robert O’Brien is Vice President, Commercial Banking Officer and joined First County Bank in 2021. He develops new commercial relationships for the Bank by providing customized lending solutions. O’Brien will serve new and existing clients, structuring, and closing commercial real estate loans and other types of loans for commercial entities.

  • Over 14 Years of Commercial Lending Experience
  • Structures construction, bridge, permanent financing, lines of credit and equipment financing customized to the client’s situation
  • Recommends banking and financial products for the client as appropriate
  • Utilizes extensive lending and portfolio management experience

EDUCATION

  • University of North Carolina, Kenan-Flagler Business School – M.B.A in Real Estate
  • University of Michigan– Bachelor of Arts, History

COMMUNITY INVOLVEMENT

  • New Neighborhoods Inc – Board Member, former chair

PROFESSIONAL MEMBERSHIP

  • Real Estate Finance Association – Member

PERSONAL

Robert lives in Stamford with his wife and 3 children. He enjoys quality time with his family and is an avid sports fan.

EXPERTISE

  • Commercial Lending
  • Commercial Real Estate
  • Affordable Housing Financing
  • Relationship Management

Greg Pastor

Vice President

Greg Pastor, Vice President, Commercial Banking Officer, joined First County Bank in 2020. Pastor is primarily responsible for seeking new business development opportunities for the bank, while establishing and cultivating existing customer relationships. Additionally, Pastor analyzes commercial borrowing needs of current and prospective clients, providing solutions and referrals to business banking retail divisions.

  • Over 20 years of commercial banking and real estate financing experience, specific to Fairfield County since 2004.
  • Extensive lending and portfolio management experience with Commercial Real Estate (CRE) loans across all asset classes and Commercial and Industrial (C&I) loans.
  • Provides commercial lending solutions through customized financing options such as temporary financing, construction financing, permanent mortgages, lines of credit and term loans.
  • Brings a breadth of experience in community banking and is committed to helping businesses select the best solutions for their banking and financial service needs.

EDUCATION

  • Fordham University, Gabelli School of Business, New York, NY – MBA, in Finance and Management
  • Fairfield University, Fairfield CT – B.S. in International Business

COMMUNITY INVOLVEMENT

  • Real Estate Finance Association – Member

PERSONAL

Greg lives in Norwalk with his wife and has three children. He enjoys spending time with his family, coaching youth travel baseball and is an avid N.Y. sports fan.

EXPERTISE

  • New Business Development
  • New Loan Origination
  • Commercial Real Estate Lending
  • Commercial & Industrial Lending
  • Portfolio Management
  • Credit Analysis
  • SBA Lending

Cash Management Services

Expertise in disbursement and collection of funds through ACH origination, wire transfers, remote deposit capture, mitigating fraud risk, maximizing cash flow through sweep and zero balance accounts.

For more information, or to speak with a Cash Management expert, please email us at cashmgmt@firstcountybank.com, or call 203-462-4379.

Mark Rosenbloom is a Vice President and Manager of Cash Management Services. Rosenbloom joined First County Bank in 2008. As a former business owner, Mark knows what businesses need from their bank to succeed. His expertise is First County Bank’s suite of cash management products, which includes Commercial Capture Express – our remote deposit capture product, merchant services, payroll services, lockbox services, account structuring, and First County bank’s Visa business credit card.

  • Over 21 years of experience in financial services and 4 years as a small business owner
  • Brings unique insights into the needs of small businesses
  • Helps customers build strong an profitable businesses through his extensive cash management expertise
  • Understands the challenges facing businesses today and works with them to provide the right banking solutions for each situation
  • Ensures smooth account management through knowledge and leadership
  • Committed to helping businesses meet their banking needs quickly and easily through our full suite of business services.

EXPERTISE

  • New Business Development
  • Cash Management
  • Business Banking
  • Relationship Management

COMMUNITY INVOLVEMENT

  • Children’s Learning Center of Fairfield County – Finance Committee

EDUCATION

  • Ithaca College, B.A. , Finance

PERSONAL

Mark Grew up in Fairfield County and lives in Norwalk. He has three children. He enjoys cooking using ingredients grown from his own garden. Mark also enjoys walking with his rescue dog, Mr. Charlie.

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