You belong at home. Let us help open the door.

Your home is the place you raise your family. Seek peace after a long day. And spend time with friends and neighbors. At First County Bank, we’re here to help you turn your house into a home with smart solutions, personalized attention and local decisions. We offer competitive mortgages of all types with terms to meet your needs.

Our full range of mortgage options includes:

    • Fixed rate – for predictable monthly payments
    • Adjustable rate – for low initial rates
    • Jumbo – for amounts higher than a conventional mortgage
    • First time home buyers – product suited for your needs
    • Construction/Permanent – for new home construction or an addition to your existing home
    • Investment property financing – for landlords and investors
    • Second home financing – for your weekend getaway
Apply Now for a Mortgage

Home Equity Line of Credit

Home Equity Lines of Credit can be used for debt consolidation or expenses such as: education, wedding, travel, home renovation, medical, unexpected or emergency needs or other expenses. We provide a product to suit your needs. Our online application process is conveniently designed to allow you to stop at any time and pick up where you left off.

Transfer available credit from your First County Bank home equity line to your First County Bank checking account to pay bills and to pay off outstanding balances. Minimum transfer amount is $500.00.

Our home equity line of credit product:

  • Standard HELOC Product – for amounts $25,000 to $350,000

LIBOR Transition

LIBOR is an index used to determine the interest rate on some adjustable rate loans.  Regulators have determined that LIBOR has become unreliable. LIBOR will cease on June 30, 2023. This will affect all loans and financial products that use LIBOR to determine interest rate.

Learn More

Why First County Bank?

We’re not just bankers, we’re also your neighbors. We live and work locally and are committed to our community. Whether you’re purchasing, renovating a home or paying for something special, you belong at First County Bank.

Willard M. Miley
President and Chief Operating Officer (COO)

Robert J. Granata
Chairman and Chief Executive Officer (CEO)


Stop by one of our branches today and learn about products and services, open an account, or get service on an existing account.

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