We provide a home equity line of credit to suit your needs

Our online application process is conveniently designed to allow you to stop at any time and pick up where you left off.

Designed to Fit Your Expenses

Home Equity Lines of Credit can be used for debt consolidation or expenses such as: education, wedding, travel, home renovation, medical, unexpected or emergency needs or other expenses.

Transfer available credit from your First County Bank home equity line to your First County Bank checking account to pay bills and to pay off outstanding balances. Minimum transfer amount is $500.00.

Standard HELOC - for amounts $25,000 to $350,000

  • One to four family homes, owner occupied dwellings only, and only located in the state of Connecticut.
  • Non-eligible properties include CO-OP, condo, and investment properties
  • A Combined-Loan-To-Value (CLTV) of 70% or less
  • Variable interest rate tied to the Prime rate, for the term of the loan.

  • No application fees
  • A First County Bank Checking Account and Online Banking required. Terms, conditions, and any fees associated with those services are disclosed in our Checking Account Disclosure, Online Banking Agreement and Consumer Deposit Account Schedule of Charges.

How To Apply:

Step 1

Before submitting your application, you must receive disclosures that contain rate, fee and other cost information. Find out more about standard HELOC important terms disclosure and what home equity lines of credit.

Get Disclosures

Step 2

By submitting an application, you acknowledge that you have clicked on the ‘Get Disclosures’ link and have received the HELOC Important Terms Disclosure and What You Should Know About Home Equity Lines of Credit brochure.

Apply Now

Our mortgage experts can assist with your needs or you can apply online yourself. Our rates are tied to the Prime Rate as published in The Wall Street Journal.