Why Partner with a Community Bank

Medical practices face unique financial needs. First County Bank pairs specialized products with attentive service and local decision-making, delivering timely, informed support for medical practices—including working capital needs, growth and expansion, and succession or partnership buyouts.

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Solutions Built for Medical Practices

Business Loans

Finance what matters most—clinical equipment, build-outs, and expansion. Whether it’s a medical spa investing in aesthetic devices or a dental office acquiring new imaging systems, we offer competitive rates and flexible terms. Ask about term loans, lines of credit, and SBA options.

Customized Accounts

Specialized checking and savings accounts for healthcare practices, with benefits such as higher interest rate options and premium account services—aligned to your practice’s financial needs and daily operations, with convenient access and integration with cash management tools.

Cash Management Services

Keep cash flow predictable with ACH origination, remote deposit capture, fraud protection tools, and account reconciliation services. Manage activity with secure online and mobile banking—helping medical practices streamline daily transactions and improve financial visibility.

Local Decisions. Trusted Partnership.

At First County Bank, small medical practices, physical therapy clinics, dermatology offices, medical spas, and dental offices get more than banking products—you get the responsiveness and trust healthcare professionals expect. With loan approvals and key decisions made here in Connecticut, you receive fast answers without delays from distant corporate centers. Our local decision-making is paired with a commitment to security, confidentiality, and compliance, so every transaction meets the highest professional standards.

By partnering with a community bank that values both speed and integrity, your team can move forward confidently—supporting patient care while strengthening the financial health of your practice.

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Frequently Asked Questions

1. Why should medical practices consider banking with a local community bank?

Community banks like First County Bank understand local market dynamics and deliver tailored solutions. For medical practices—including dental, dermatology, medical spas, and physical therapy—this means personalized guidance, products aligned to clinical operations, and support that spans practice management and personal financial planning.

2. How do community banks support medical practices in managing their finances?

Community banks offer lending for medical equipment, practice expansion, and succession planning, along with flexible account management that adapts to the fluctuating cash flows typical in medical practices. Cash management services are also available to help streamline daily transactions—receivables, payables, deposits—and keep finances under control. This is especially helpful for small private practices, physical therapy clinics, and dermatology offices looking to optimize their finances while focusing on patient care.

3. What are the advantages of community bank partnerships for new medical practices?

For startups and new locations, a community bank provides local insight, flexible credit options, and practical guidance. Whether a dental office securing initial financing or a medical spa investing in its first devices, we help navigate early-stage challenges with funding and advice tailored to healthcare operations.

Talk to a Business Banker About Your Medical Practice’s Needs

For a customized credit solution for your law firm, connect with John Dowling at jdowling@firstcountybank.com or 203-462-4361.

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