Use premium financing to secure substantially increased death benefit coverage

As an experienced insurance professional, you understand the vital role life insurance plays in estate planning for high-net-worth individuals. You also know that premiums for high-value, permanent policies can be substantial – and may prompt clients to liquidate assets that could otherwise remain invested.

Insurance Products are not insured by the FDIC, are not deposits, and may lose value.

What is Premium Life Insurance Financing?

Key features for clients include:

  • Secure higher levels of permanent life insurance without asset liquidation
  • Loan programs that service annual premiums while leveraging your cash value as collateral
  • Keep your funds in current investments avoiding taxable events

Expand Client Relationships Through

  • Asset protection and estate planning
  • Refinance existing life insurance policies
  • Transfer existing policies through a 1035 exchange

First County Bank provides financing for insurance premiums only. Insurance products are not offered or sold by the bank. First County Bank does not provide tax, legal or insurance advice.

Greg Pastor

Vice President – Commercial Banking Officer

Learn More About Our Life Insurance Premium Financing

Since 1851, First County Bank has helped commercial organizations grow. For custom life insurance premium financing for your insurance clients, contact me at: gpastor@firstcountybank.com or (203) 905-4564.

Not Guaranteed by the Bank | Not FDIC Insured | Not a Deposit | Not Insured by Any Federal Government Agency | May Lose Value Including Loss of Principal