Certificate of Deposit

CD Rates

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    Great Ways to Save

    11 Month No Penalty CD

    4.00%APY* 1

    Must be opened in branch

    18 Month No Penalty CD

    4.15%APY* 2

    Must be opened in branch
    New Money Only

    2 1/2 Year IRA CD

    4.00% APY* 3

    Must be opened in branch

    Visit one of our branches to open an account today and start saving!

    See complete disclosures for details on these CDs

    First County Bank offers flexible term CDs to suit your individual investment needs.

    Certificates of deposit include:

    • Maturities from 60 days to 60 months
    • Monthly interest earnings may be withdrawn at any time after crediting
    • Special CD offers available (check in-branch or online)
    • Tax-deferred options available

    View CD Rate Sheet

    To open an account or for additional information, visit any of our conveniently located branches or contact our CustomerFirst Contact Center at 203.462.4400.

    Start Saving Now
    Deposit Account Schedule of Charges

    *Annual Percentage Yield (APY) offers are valid as of April 18, 2025, and may be withdrawn at any time without notice. A disclosure of the current interest rate and APY for these accounts will be provided to you at account opening. The interest rate and APY will not change for the term of the accounts. The daily balance method is used to calculate interest on these accounts and applies a daily periodic rate to the principal balance in the account each day. You may not make additional deposits to these accounts. APYs assume principal and interest remain on deposit for twelve (12) months. Withdrawal will reduce earnings. Accounts automatically renew with a 5 day grace period.

    1 Minimum deposit to open account and obtain the APY is $1,000. The interest rate will be in effect for eleven (11) months. Interest will be compounded and credited to the account monthly. You may not make a withdrawal of any kind during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account. Your account will mature in eleven (11) months.

    2 Minimum deposit to open account and obtain the APY is $1,000. This account is available to consumers only and must be opened with funds not currently on deposit with First County Bank. The interest rate will be in effect for eighteen (18) months. Interest will be compounded and credited to the account monthly. You may not make a withdrawal of any kind during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account. Your account will mature in eighteen (18) months.

    3 Minimum deposit to open account is $500. The interest rate and APY will not change during the 2 ½ year term. Interest will be compounded continuously and credited monthly. Withdrawal of principal prior to maturity is subject to penalty equal to twelve (12) months interest. Consult a tax advisor regarding taxability of withdrawal of principal or interest.

    To view complete account disclosure click here. For our Consumer Schedule of Charges click here.

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