Certificate of Deposit

CD Rates

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    Great Ways to Save

    11 Month No Penalty CD

    4.00%APY* 1

    Must be opened in branch

    2 1/2 Year IRA CD

    4.00% APY*

    Must be opened in branch

    Visit one of our branches to open an account today and start saving!

    See complete disclosures for details on these CDs

    First County Bank offers flexible term CDs to suit your individual investment needs.

    Certificates of deposit include:

    • Maturities from 60 days to 60 months
    • Monthly interest earnings may be withdrawn at any time after crediting
    • Special CD offers available (check in-branch or online)
    • Tax-deferred options available

    View CD Rate Sheet

    To open an account or for additional information, visit any of our conveniently located branches or contact our CustomerFirst Contact Center at 203.462.4400.

    Start Saving Now
    Deposit Account Schedule of Charges

    *Annual Percentage Yield (APY) offer is valid as of March 14, 2025 and is subject to change without notice.

    1 This account is an interest bearing account. A disclosure of the current interest rate and annual percentage yield for this account was provided to you at account opening. The interest rate and annual percentage yield are available online at www.firstcountybank.com. The interest rate and annual percentage yield will not change for the term of the account. The interest rate will be in effect for eleven (11) months. Interest on noncash items (for example, checks) begins to accrue on the business day such items are deposited. Interest will be compounded monthly. Interest will be credited to the account monthly. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal balance in the account each day. You must deposit $1,000.00 to open this account. You may not make additional deposits into this account. You may not make a withdrawal of any kind during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account. Your account will mature in eleven (11) months. The Annual Percentage Yield assumes principal and interest remain on deposit for twelve (12) months. A withdrawal of interest prior to maturity will reduce earnings. This account will automatically renew. You will have five (5) calendar days after the maturity date to withdraw funds without penalty.

    *Minimum deposit $500.00 to open account and earn interest. Interest rate and APY will not change during the 2 ½ year term. Interest will be compounded continuously and credit monthly. APY assumes principal and interest remain on deposit for twelve (12) months and withdrawal of interest will reduce earnings. Withdrawal of principal prior to maturity subject to penalty equal to twelve (12) months interest. Consult a tax advisor regarding taxability of withdrawal of principal or interest. Account will automatically renew with a five (5) day grace period. Offer may be changed or withdrawn without notice.

    To view complete account disclosure click here. For our Consumer Schedule of Charges click here.

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