These frequently asked questions provide general information about business banking services at First County Bank. For complete details, please review the applicable disclosures, agreements, and product pages. Our business banking section highlights business checking, business lending, savings and money market accounts, debit and credit cards, cash management, and online and mobile banking.
Getting Started with Business Banking
First County Bank offers a range of business banking services, including business checking, business lending, savings and money market accounts, debit and credit cards, cash management services, and online and mobile banking. Availability and terms may vary by product.
Our business account opening requirements may vary by account type and business structure. For information on documentation, eligibility, and account-opening options, we encourage you to contact us directly.
Eligibility requirements may vary depending on the account and your business situation. We recommend contacting us directly so we can confirm eligibility and account-opening requirements based on your needs.
Business Checking Accounts
We offer business checking accounts with different features. We encourage you to review the applicable account details, disclosures, and schedule of charges before opening an account.
Fees may apply depending on the business checking account you choose. We provide a Business Deposit Account Schedule of Charges online, where you can review details regarding fees, easy ways to avoid monthly account maintenance fees, and other terms and conditions.
Business Savings and Deposit Options
We offer business savings and money market accounts. These options are designed to help businesses manage funds while maintaining access to their money, depending on the selected account.
We publish our current interest rates online and are subject to change without notice. We recommend reviewing the most current rate information before opening or renewing an account.
Before opening a certificate of deposit, we encourage you to review the applicable disclosures and current rate information. CDs require a minimum balance to obtain the disclosed APYs, and an early withdrawal penalty may apply.
Online and Mobile Banking for Businesses
Our business online and mobile banking services allow you to conveniently access your accounts through supported desktop and mobile devices. Available features may include account access, Bill Pay, and other banking tools, depending on the service and enrollment options selected.
Security and Account Support
We encourage you to regularly review account activity, use available security resources, and stay cautious about unsolicited communications requesting sensitive information.
If you notice suspicious or unauthorized activity on your business account, please contact us as soon as possible so we can assist you with next steps.
You can contact us directly for help with your business accounts and services. Our website includes contact information for our Business Banking Department and other support resources.
Loans and Cash Management Services
Yes. We offer business lending solutions and provide a range of financing terms, rates, and options based on your business needs and qualifications.
Yes. We offer cash management services for business customers, including Fraud protection, ways to manage payments and collections and other services tied to business checking to improve your cash flow.
Fees, Terms, and Disclosures
We provide online disclosures, including agreements, disclosures, terms, schedule of charges, and forms. We encourage you to review these materials for complete information.
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