These frequently asked questions provide general information about personal banking services at First County Bank. For complete details, please review the applicable disclosures, agreements, and product pages.
Getting Started with Personal Banking
First County Bank offers a range of personal banking services that include checking accounts, savings accounts, certificates of deposit, credit cards, loans, insurance products, and online and mobile banking services. Availability and terms vary by product.
Personal accounts may be opened in a branch, and some accounts may be available for online opening. Requirements vary by account and typically include identity verification and account funding.
Learn more: Accounts Available for Online Opening
Eligibility requirements vary by account type. Please contact the bank directly to confirm eligibility based on your specific situation.
Personal Checking Accounts
First County Bank offers multiple personal checking account options with different features, balance requirements, and potential fees (including ways to avoid monthly account maintenance fees). Customers should review account details and disclosures before opening an account.
View options: Checking Accounts
Fees may apply depending on the checking account selected. These may include monthly service charges, overdraft-related fees, or other transaction fees. Refer to the official schedule of charges for details.
Overdraft services and eligibility vary by account type. Not all accounts offer overdraft services. Customers should review the account disclosure to understand applicable terms and options.
Savings Accounts and Certificates of Deposit (CDs)
Savings options may include traditional savings accounts, money market accounts, and certificates of deposit (CDs). Each option differs in terms of interest rates, access to funds, and account requirements.
Explore options: Savings Accounts | Certificates of Deposit
Current interest rates are published online and may change at any time. Always review the most recent rate information before opening or renewing an account.
View rates: Interest Rates
Certificates of deposit require funds to be deposited for a specific term. Early withdrawals may be subject to penalties. Please review the CD disclosure for full details.
Online and Mobile Banking
Online banking allow customers to view balances, review transactions, transfer funds, access statements, and manage certain account settings. Features vary by account and enrollment status.
Learn more: Online Banking
Mobile banking may provide access to account information, transfers, bill payments, and mobile deposit services where available. Feature availability may vary by device and account.
Learn more: Mobile Banking
Zelle® may be available to eligible customers for sending money to people they know and trust. Enrollment and usage requirements apply.
Learn more: Zelle®
Debit Cards, Security, and Account Support
If your debit card is lost or stolen, contact the bank immediately to report the issue and help prevent unauthorized transactions.
Customers are encouraged to regularly review account activity, enable alerts when available, and remain cautious of unsolicited communications requesting sensitive information.
Security resources: Security Center
For questions about your personal account, you can contact the bank directly or visit a local branch.
Contact information: Contact Us
Fees, Terms, and Disclosures
Official account disclosures, agreements, and the schedule of charges are available online. These documents provide complete details on fees, terms, and account rules.
View disclosures: Online Disclosures
Yes. Rates, fees, and features are subject to change. Some products may have eligibility requirements or promotional terms. Always confirm current information on the official product pages.
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