Mortgage Loan Originators

For more information or to speak with a mortgage expert from our Residential Lending Department, please use the contact information below.

Justyna Nurczyk

Assistant Vice President

Mortgage Loan Originator,
NMLS #773376
117 Prospect Street,
Stamford, CT 06901

jnurczyk@firstcountybank.com
203-554-2113
203-462-4462

Justyna Nurczyk is an Assistant Vice President and Mortgage Loan Originator with First County Bank, who has over 15 years of experience with all aspects of mortgage origination. She originates mortgage loans and works closely with real estate, financial and building professionals throughout Connecticut. Justyna helps guide borrowers through the loan process and recommends the best solutions for each customer.

  • Provides consultative mortgage lending services customized for each customer’s need
  • Focuses on helping all homebuyers including first time home buyers, refinance borrowers and construction permanent lending
  • Establishes and cultivates relationships with community, industry and professional contacts
  • Committed to helping consumers and businesses select the best solutions for their banking and financial services needs

EXPERTISE

  • Mortgage Loan Origination
  • Home Equity Lending
  • Relationship Management

COMMUNITY INVOLVEMENT

  • Polish Saturday School

HONORS & RECOGNITION

  • First County Bank Star Employee Award

EDUCATION

  • Sacred Heart University, Fairfield, CT, Bachelor Degree in Accounting
  • Norwalk Community College, Norwalk, CT, Associates Degree in Accounting
  • University of Bialystok, Poland, Associates Degree in Economy

PERSONAL

Justyna lives in Wilton. She is active in the Polish community and enjoys spending time with her family.

Jennifer Scheffer is a Mortgage Loan Officer at First County Bank and has over 22 years of experience in residential lending. Prior to joining First County Bank, Jennifer has worked as a Private Mortgage Banker, Divorce Coach and Real Estate Underwriter for both commercial and residential transactions. Specializing in residential lending to the divorce market, Jennifer works with every type of homebuyer from those experiencing it for the first-time as well as those purchasing second homes, upsizing or downsizing. Jennifer is dedicated to supporting her clients through all steps of the process. A Certified Divorce Lending Professional, Jennifer is a critical member of the divorce team, lending her experience and expertise to navigate the intricacies of home financing before, during and after divorce.

  • Over two decades of mortgage financing and origination experience
  • Provides consultative mortgage lending services customized for the specific needs of her clients
  • Focused on all residential lending segments – divorcees, and seasoned homeowners – for purchases and refinances
  • Divorce specific process and lending expertise
  • Over 35 years in the financial services industry in both Commercial and Residential Real Estate

EXPERTISE

  • Residential Lending
  • Refinance Lending
  • Loan Origination
  • Certified Divorce Lending Professional

PROFESSIONAL AFFILIATIONS

  • Divorce Lending Association
  • National Association of Divorced Professionals
  • Connecticut Council for Non-Adversarial Divorce (CCND)
  • The Divorce Coalition

COMMUNITY INVOLVEMENT

  • Bridgeport Regional Business Council – Member

EDUCATION

  • Ithaca College – B.A. Sociology

PERSONAL

Jennifer lives in Fairfield and enjoys traveling, gardening and spending time outdoors especially at the beach.

Maria Alves is a Mortgage Loan Officer at First County Bank, with over 20 years of residential lending experience. As Maria has had her real estate license for over 15 years, it provides her with a strong understanding of both sides of the real estate purchasing process. She specializes in assisting her clients throughout all phases of purchasing or refinancing a property. Maria has worked extensively with fellow realtors, attorneys, developers, builders and other financial professionals throughout Connecticut.

  • Dedicated to helping all homebuyers including first time home buyers, refinance borrowers, luxury home purchases and construction permanent lending
  • Committed to fostering relationships and providing customers with relevant industry referrals
  • Focused on cultivating new business development
  • Over 20 years of residential lending experience

EXPERTISE

  • Residential Lending
  • First Time Home Buyer
  • Construction – permanent lending
  • Refinance Lending

PROFESSIONAL AFFILIATIONS

  • Stamford Board of Realtors

COMMUNITY INVOLVEMENT

  • Piedmont Club

EDUCATION

  • Gibbs College – Business Administration

PERSONAL

Maria lives in Norwalk with her husband, two amazing sons, and her dog Bronx. She enjoys spending time with her family and friends, and volunteers with her boys at local animal shelters whenever she can.

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