couple relaxing on bed while relocating to new home

Why Getting A Mortgage with a Community Bank Is a Smart Move

Thinking about buying a home? Then, you already know that it may very well be the biggest investment you’ll make in your lifetime. That’s why it’s so important to work with a lender you can trust; one that will help you make the mortgage choices that are in your best interest.

That lender is right here – in Connecticut.

Benefits of a Community Bank Mortgage

Community banks in Connecticut like First County Bank offer some pretty great benefits, including:

Competitive Rates

Think all banks are alike? They’re not. As an independent, mutual community bank, First County Bank doesn’t have shareholders, which frees us to put the needs of our customers first and offer great rates.

Personal Guidance

The process of buying a home can be a daunting one, particularly if you’ve never gone through it. It’s nice to work with a lender that will offer personal guidance to help you understand your options and choose the ones that meet your goals and budget.

Local Decision-Making and Servicing

When you find the right home or mortgage, it’s important to close on time. A community bank lender will render loan decisions locally, making the process more streamlined. Plus, community banks often maintain the servicing of mortgages after closing. So, if you have a question or need help, you can talk to people you know.

Convenient Applications

Some people want the convenience of applying for a loan online, while others prefer in-person assistance. A community bank like First County Bank will serve you where you want, the way you want.

Market Knowledge

Today, you can find any number of lenders around the country, but there’s a real benefit to working with one that has knowledge of your market and community and can connect you to other trusted professionals who can help you.

Get Your Mortgage with First County Bank

Sold on the benefits of getting a mortgage with a community bank in Connecticut?

Talk to us today or apply online!