Introducing MyChoice Checking

An account that lets you do you.

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We all want to be free. Free to do what we want, go where we want to go, and make our own choices.

At First County Bank, we think students should be free to manage their own money, their way. That’s the big idea behind our new MyChoice Checking account. It comes with all the stuff students need to take charge of their money – in one great package.

No overdraft charges and ability to avoid monthly service fees.

Students have enough to focus on – avoiding fees shouldn’t be one of them. If you are under 25 years old and sign up to receive your monthly statements electronically, you won’t pay a monthly service fee.1 Plus, we never charge overdraft fees.2

Easy and convenient account access.

Students can use the First County Bank mobile app to check balances, move money between accounts and even deposit the occasional check.

Easy shopping and cash when you need it.

With a First County Bank debit card you can shop using the physical card, or by adding it to your Mobile Wallet. We also won’t charge you to get cash at any Allpoint® ATM. You can avoid foreign ATM surcharges by looking for the Allpoint® logo.

Pay your bills – and friends.

No checkbook is required because you can pay just about everyone using Online or Mobile Banking. You can also send, or request, money from friends and family anytime with Zelle®.3

An easy way to save.

Connect your MyChoice Checking to your First Savings account and avoid monthly fees. You can set up automatic transfers, making saving easy.

Extra Benefits

If your phone is broken or stolen, you will be reimbursed for whatever you pay to have it fixed (after a $50 deductible), up to $200. You will also receive identity theft protection.5  

1A $10.00 monthly maintenance service charge will apply when the balance drops below the $1,000.00 minimum daily collected balance unless you maintain a recurring, qualifying direct deposit of at least $500 each statement cycle or if the Primary Account Holder is under the age of 25. eStatements required to avoid additional $5.00 monthly paper statement fee.

2If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. In the case that your account is overdrawn, you will not be charged an overdraft fee.

3Must have a bank account in the U.S. to use Zelle®. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

4A $4.00 monthly maintenance service charge will apply when the balance drops below the $200.00 minimum daily balance unless you are enrolled in a qualifying direct deposit or if the Primary Account Holder is under the age of 25.

5"Extra benefits" are provided by StrategyCorps, LLC and its affiliates and contractors and are not directly operated by First County Bank. Some benefits are considered insurance products and are NOT A DEPOSIT, NOT INSURED BY THE FDIC or ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY ANY FINANCIAL INSTITUTION.  Benefits are subject to additional terms and conditions that are available at   Please see the terms and conditions for further details and information.