Financial Tip – Save money on groceries

Groceries can be a big line item in any family’s budget – which is why it was no surprise to see it as some of your plans for saving this year. “Check out” some ideas on how to save money and lower your monthly grocery bill.

Eat first. We all are susceptible to being at the mercy of our hungry stomachs. This can be dangerous because suddenly the organic vegetable chips start to look appetizing and you will end up with a cart full of items you wouldn’t have considered if you had had a quick bite to eat before entering the store.

Make a list. It can feel like a waste of time, but looking through your cabinets before heading the store, and making a list will help ensure you buy what you need, no more, no less.

But you don’t have to do it alone – ask for help! With Google Shopping List
you can create and collaborate with family members. Mobile apps more your thing? Pick from this list of best grocery apps to help you organize your list and find coupons.

Enroll in your store’s rewards program. Almost every grocery store has a program to help you save money. Whether it’s through a card on your key chain or an app, ask customer service if there’s an easy way to save money every time you check out.

Buy store brands. Store brands are a great way to save money on many staples such as butter, cereal, yogurt, and peanut butter – and you probably won’t even be able to tell the difference! (Not sure? Try a blind taste test with family members and see what they think).

Buy local and in‑season. This is not only good for your local economy, and your health, it will
also benefit your wallet because when produce is in season, it is often less expensive.

Experiment with substitutions in cooking. You don’t have to be a chef to change up a few ingredients in your cooking. If you go in with the basic plan of needing greens for a salad, choose the cheaper option between spinach, kale, mixed greens, or romaine. Try different types of protein. By getting creative with a recipe you may be able to better stick to your budget.